Did you know that it is possible to invest in Brazil even if you live abroad? That is what we are going to talk about in this article.
With the BTG Pactual CDE account, you can bring your resources to Brazil and still count on the advice of Sacre, which will give you all the necessary support.
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What is the BTG Pactual CDE account?
The CDE account (Account for Residents Abroad), as the acronym itself says, is a specific account for people who have tax domicile in a country other than Brazil.
This account is for Brazilians who live abroad or foreigners who wish to have an account here in our country, but it is not available to Brazilian residents.
This account can be opened for different purposes in Brazil, such as:
- 1) Receiving rent from a property you own here;
- 2) Making payments to a family member, such as health plans or educational costs; or
- 3) Making payments via boleto or PIX.
Our main focus in this article is on foreigners who wish to invest in our country, bringing their resources from abroad in order to take advantage of the appreciated exchange rate and the high interest rate that we have here.
While in Brazil our CDI rate has been between 12% and 15% in recent years, in the US, for example, it is between 5.25% and 5.50%, which ends up attracting the attention of fixed income investors.
In addition, among emerging countries, especially if we consider Latin America, Brazil is a relatively safe country to invest in.
Investments in the CDE account
For those whose main objective is to invest here in Brazil, the BTG Pactual CDE account becomes the best alternative.
A little different from the traditional account for Brazilians, in the CDE account the investment options are limited to CDBs and pension funds managed by BTG Pactual.
It may seem like the options are very limited, but in fact, BTG has a very broad and diversified portfolio of funds, serving investors of the most diverse profiles.
If you want to invest in stocks, for example, you can count on one of the several Pension Equity Funds that BTG has in its structure, in addition to having Fixed Income and Multimarket funds available, among others.
Precisely because of this range of options, it is essential to have an advisory service like Sacre to help you choose the best assets for your portfolio.
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Advantages of investing with the BTG Pactual CDE Account
One of the main advantages of the BTG Pactual CDE account is the fact that it has zero costs from BTG Pactual. While other institutions charge from R$400 to R$1,500 for this account, at BTG you have access to this tool for free.
Furthermore, the entire account opening process is done directly through the bank’s app, digitally, without the need for the client to go to a physical branch.
Furthermore, the BTG platform has a complete portfolio of funds and assets to choose from, with returns above 120% of the CDI, ideal for building an emergency fund.
In addition to the investment account, BTG Pactual clients have a Banking account, specifically for banking transactions such as paying bills, PIX or transfers to other accounts of any holder, in addition to providing a virtual credit card.
BTG Pactual’s 4373 account: how it works
At BTG, it is also possible to open a 4373 account, also for those domiciled abroad.
This type of account is intended for clients with larger assets, who, through a monthly fee, have access to the open investment platform and zero IOF. We will talk more about it in another article.
BTG Pactual’s Differentiators
BTG Pactual is the largest investment bank in Latin America, in addition to being the second largest bank in Brazil, providing security and structure to its investors.
In addition, when we think about the Brazilian banking sector, we see, based on the numbers, that it is already well-established, increasing the confidence of foreigners who wish to invest here.
We can also mention the quality of BTG’s professionals, who provide excellent service, delivering a high level of service to their clients, who can count on Sacre’s advice.
BTG CDE Account with Sacre Advisory
With our advisory services, our professionals can help you throughout the account opening process, from the operational aspects to choosing the assets to make up your portfolio.
Here, we have professionals trained to filter the best opportunities, in addition to specialized desks in different areas of the market to provide you with greater security and efficiency in your investments.
In addition, CDE account clients cannot purchase assets directly through the app, and must accept the push sent by email by the advisor. Therefore, having our advisory services becomes essential in this process.
The values we hold dear here at Sacre are: Excellence, Loyalty, Humility and Cooperation. Therefore, we seek to serve all of our clients in the best possible way.
Conclusion
Brazil has several investment opportunities that, if well taken advantage of, can bring profitability and security to investors.
To take advantage of this scenario, it is essential to have professionals who present these opportunities and assist you in all investments.
If you are domiciled abroad and wish to open your BTG Pactual CDE account, don’t waste any more time and contact our team of advisors by clicking the button below. Happy investing!
